Bhagyalakshmi Scheme – Benefits | Eligibility Criteria and its Objective

The Bhagyalakshmi initiative in Karnataka seeks to ensure a constant increase in the state’s female population. This program aims to provide financial assistance to female children’s families through their parents.

In India, due to the high cost of living and other social barriers, rearing a female child can be a significant concern for economically disadvantaged families. This initiative aims to promote gender equality by encouraging the birth and healthy nurturing of female offspring.

Goal of the Bhagya Laxmi Scheme in Karnataka

The following are the primary goals of the Bhagya Laxmi Yojana Karnataka:

  • In order to stimulate the conception of female offspring in low-income couples.
  • To strengthen their standing within the family and community, as well as to stimulate the birth of girls in economically challenged households.
  • To provide financial assistance to a girl child through her mother, father, or legal guardian, if certain conditions are satisfied.
  • To raise the status of females in order to raise the status of society as a whole.

Benefits of Karnataka’s Bhagya Laxmi Scheme

The following are some of the primary benefits of the Bhagya Laxmi Yojana in Karnataka:

  • The Bhagya Lakshmi Yojana will encourage the birth of females in economically disadvantaged families and enhance their social standing.
  • Each female living below the poverty line would receive up to Rs. 25,000 per year in health insurance.
  • Up until the tenth grade, BPL female pupils receive a scholarship ranging from Rs. 300 to Rs.
  • The Bhagya Laxmi Yojana will provide financial assistance to a female infant through their mother, father, or natural guardian once the eligibility requirements have been met.
  • In addition, parents will receive Rs 1 lakh in cases of accidental death and Rs 42,500 in cases of natural mortality. After 18 years, the beneficiary would receive Rs. 34,751.

Added benefits

  • Class/Standard – Amount of the Annual Scholarship
  • 1st through 3rd – Rs.300 per class per year
  • Each cohort in fourth grade will receive Rs. 500 per year.
  • each cohort in the fifth grade will receive Rs. 600 per year
  • Each cohort in the sixth through seventh grades will receive Rs. 700 per year
  • 8th grade – Rs. 800 per year per class
  • 9th to 10th – Rs. 1,000 per year per class

Eligibility Criteria for the Karnataka Bhagya Laxmi Yojana

The following are the qualifying requirements for the Bhagya Laxmi Yojana Karnataka:

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  1. A girl’s birth must be registered within a year of the day of her birth.
  2. Girls should not work as children.
  3. The Bhagyalakshmi plan provides benefits to BPL households with up to two female children.
  4. In the health department’s program, girls should have been properly inoculated.
  5. Girl children must be born in a BPL family after March 31, 2006.
  6. To be eligible for the maturity amount, a girl must have finished the eighth grade and cannot have been married off before the age of 18.

Required Documents for the Bhagyalakshmi Scheme

The following papers are necessary to participate in the Bhagyalakshmi Yojana (scheme):

  • Proof of the applicant’s age, i.e. the female child’s birth certificate
  • Bhagyalakshmi scheme downloaded or offline
  • Proof of residence (guardians/parents)
  • The parents’ BPL Card
  • Evidence of family income
  • Details of the applicant’s bank account (minor account)

How to Apply for the Karnataka Bhagyalakshmi Scheme?

Here are the procedures to apply for the Bhagyalakshmi Yojna if you have a female child and fall below the poverty line:

  1. Visit the official Bhagyalakshmi Yojana Karnataka website ( or the Gram Panchayat office/Anganwadi Center/ NGOs/Authorized banks/ Municipal Corporations.
  2. Download the form from the website or obtain it from one of the listed locations.
  3. Complete the form with your date of birth and parents’ information. Depending on your application method, attach or upload the required documents.
  4. Submit the form to the appropriate individual, namely the district’s Assistant Director of Women and Child Development or the Child Development Project Officer.

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